Notary Service
$100
Starting Rate, PER HOUR
REQUEST A QUOTE- Critical Paperwork
- Affidavits
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Pricing
Most firms make you call to find out. Every rate below is a starting point, with the forms and schedules each one covers listed in full.
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Behind on taxes? Estimate penalties and interest first.
Rates shown are starting points. Your fee depends on the forms, schedules, states, and time your return requires, and is confirmed in writing before work begins. Comparison figures for other providers are their published rates, gathered for reference; we are not affiliated with any company named. Terms and conditions, features, support, pricing, and service options are subject to change without notice.
A full-service tax and accounting practice for individuals and businesses, from a single return to multi‑million dollar corporate filings.
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Services
Pick the level of support you need. Every engagement includes a credentialed preparer, a secure document portal, and a real person who answers the phone.
For individuals and businesses who need their yearly return prepared and filed. Optional add-on: yearly accounting service.
Starting at
$350
See pricing →Monthly financials, sales tax filings, quarterly estimates, and unlimited tax and business consultations.
Starting at
$150+/mo
See pricing →Entity selection, formation filings, and an EIN for new businesses, plus incorporation and 501(c)(3) applications for nonprofits, in any state.
Pricing
$250
See pricing →Financial planning, tax resolution, tax and business consultations, notary services, and one‑off projects.
Pricing
$100/hr
See pricing →What we do
We handle the whole picture: choosing and forming the right entity, keeping the books accurate, planning ahead to reduce what you owe, running payroll on time, and stepping in when the IRS or the state has questions.
Explore all servicesPaying too much self-employment tax? See what an S corp could save.
Try the S-corp calculatorHow it works
Tell us about your situation. We scope the work and quote the fee before you commit.
Documents go into the client portal. No email attachments, no paper drop-off required.
A credentialed preparer builds the return, then walks you through it before anything is filed.
We e-file, store your copies in the portal, and set up next year’s estimates and strategy.
Tax organizer
Fill out the tax organizer and we will reach out within one week with any follow-up questions. It covers your household, income sources, deductions, credits, and life changes, so nothing gets missed.
Client portal
Access prior returns, upload documents, sign engagement letters, pay invoices, and message your preparer.
Services
From a single yearly return to monthly accounting, business and nonprofit formation, IRS resolution, and financial planning. Fees are quoted in writing before any work starts.
For individuals, sole proprietors, partnerships, S corps, C corps, and nonprofits. We prepare the federal and state returns your situation requires, review them with you, and e-file. Add on yearly accounting service if your books need cleanup before filing.
Personal returns start at $350. Corporations and partnerships start at $750, trusts, estates, and gifts at $750, nonprofits at $500. Add-ons such as Schedule C, E, or F are $150 each.
See tax returns pricing →For owners who want current financials instead of a shoebox in March. We keep the books reconciled, file monthly sales tax, pay quarterly estimates on time, and stay available for tax and business questions without hourly billing.
$150/mo personal, $300/mo small business, $500/mo corporate, $1,000/mo CFO service.
See monthly services pricing →Entity choice drives your tax bill for years. We walk through the options, file the formation paperwork in any state, get your EIN and accounts open, and set up the bookkeeping so your first year is clean.
Business formation starts at $250. Sales tax and S corp election $250 each, payroll setup $500, licenses from $500. Federal and state filing fees are billed separately.
See open a business pricing →For charities, ministries, and foundations. We incorporate the organization, help draft bylaws, obtain the EIN, and prepare the IRS application for tax-exempt status, then keep you compliant with an annual Form 990.
Form 1023 package $3,000+, Form 1023-EZ package $1,500+. Form 990 preparation from $500. IRS and state fees are paid to the agency at cost.
See open a nonprofit pricing →IRS and state tax resolution with an enrolled agent who has handled over 1,000 taxpayer cases, business consultations, notary appointments, and other project work.
Notary $100/hr, consulting $150/hr, tax resolution $200/hr.
See hourly services pricing →Comprehensive financial planning through our partner Delagify Financial, LLC, covering cash flow, investments, retirement, insurance, and estate considerations, coordinated with your tax picture.
Packages from $2,400. Advisory services are offered through Delagify Financial, LLC, a registered investment adviser.
See financial planning pricing →Send us a short note about your situation and we will tell you what the work involves and what it costs.
Pricing
Most firms make you call to find out. Every rate below is a starting point, with the forms and schedules each one covers listed in full.
Choose a service
Prepared and filed by a credentialed preparer. Every form and schedule each fee covers is listed below.
Add-ons for personal returns
Only if your situation calls for one. Priced the same whichever you need.
Bookkeeping and location visits are priced separately, as noted.
TurboTax charges $1,749
Rates are starting points. Your fee depends on the forms, schedules, and states your return requires, and is confirmed in writing before work begins. Comparison figures are other providers’ published rates; we are not affiliated with any company named.
Quarterly estimates are included. See what yours would be.
Formed by the same people who will file its taxes. We register businesses in all 50 states, and a filing service sends the paperwork and moves on; we are still here in March.
Or choose only what you need
Prices above are our fee. Secretary of State, IRS, state, and city filing fees are paid directly to the agency at cost. Comparison to other providers reflects their published rates; we are not affiliated with any company named.
Not sure which election fits?
See whether electing S-corp tax status would likely lower your total tax once the added cost of running an S corp is counted.
Incorporation, bylaws, EIN, and your 501(c)(3) application, prepared by the office that will file your Form 990 every year after. We form nonprofits in all 50 states.
For charities, ministries, and foundations
From incorporation to your IRS determination letter, handled by the office that will prepare your Form 990 every year after.
The IRS user fee ($600 for Form 1023, $275 for Form 1023-EZ) and state filing fees are paid directly to the agency at cost.
Not sure which form you need?
Your result appears here once all three are answered.
We confirm eligibility before anything is filed. Some grantmakers and a few states prefer the full application, and we will tell you if that applies to your plans.
START MY NONPROFIT{{ npReason }} The full application describes your programs, budget, and governance in detail, which also gives grantmakers a clearer picture of your work.
START MY NONPROFITNothing you checked rules out the short form, so it comes down to your first three years of receipts and assets. In a short call we will estimate them with you and tell you which application fits.
CALL (303) 596-6210A screening tool based on the IRS Form 1023-EZ eligibility worksheet, not a determination. We confirm before you are charged for either application.
Behind on taxes? Estimate penalties and interest first.
DC Business Services partners with Delagify Financial to deliver these plans, pairing our tax work with their advisory practice. Advisory services are offered through Delagify Financial, LLC, a Registered Investment Advisor in the State of Colorado. Please contact us to provide you more information on this service.
Delagify Financial is currently operating on a waitlist. Depending on the complexity of your plan, it may take up to two weeks to schedule your first appointment. You can still use the links below to be added to the waitlist.
We offer comprehensive financial planning services. Our services typically focus heavily on long-term tax planning. All our comprehensive plans assist in the following areas:
|
Basic
$2,400
Join waitlist
|
Advanced
$3,600
Join waitlist
|
Basic Retirement
$4,800
Join waitlist
|
Complex
$7,200
Join waitlist
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|---|---|---|---|---|
| What you get | ||||
| Planning meetings | 4 | 4 | 4 | 4 |
| Followup meetings | 1 | 2 | 4 | 10 |
| Investment accounts advised | 4 | 6 | 6 | 12 |
| Financial models | 3 | 5 | 5 | 12 |
| Strategies and accounts covered | ||||
| IRA accounts | ||||
| 401(k) | ||||
| 529 accounts | ||||
| ESOP/ESPP | ||||
| ISOs | ||||
| RSUs | ||||
| Backdoor IRA (including mega backdoor) | ||||
| Rental property | ||||
| Annuity products | ||||
| Social Security strategy | ||||
| Pension strategy | ||||
| Monthly distributions | ||||
| IRMAA analysis | ||||
| Trusts | ||||
| S-Corps | ||||
| §199A | ||||
| §1035 | ||||
| §1031 | ||||
| §617 deductions | ||||
| Gift/Estate taxes (projected net worth over $15 million) | ||||
Rates shown are starting points. Your fee depends on the forms, schedules, states, and time your return requires, and is confirmed in writing before work begins. Comparison figures for other providers are their published rates, gathered for reference; we are not affiliated with any company named. Terms and conditions, features, support, pricing, and service options are subject to change without notice.
Our team
An IRS enrolled agent leads every engagement, with a CFP® and CPA, a resolution specialist, and a dedicated accounting team behind them.
CEO | Owner
IRS Enrolled Agent · Masters of Professional Accountancy in Taxation · Bachelor of Science in Accounting
With a Master’s degree in Professional Accountancy and a Bachelor’s in Accounting, I bring a wealth of knowledge and experience to my practice. As an IRS Enrolled Agent, I have filed over 3,000 tax returns, demonstrating my expertise across various industries and tax scenarios. My diverse book of business includes construction companies, clients with multiple real estate holdings, content creators, crypto investors, wealth managers, military personnel, expats, small business owners, and more.
I am passionate about providing tailored tax strategies and financial solutions to my clients, ensuring they maximize their tax benefits while staying compliant with all regulations. My dedication to excellence and personalized service has earned me the trust of a broad client base with unique and complex financial needs.
When I’m not helping clients navigate the complexities of the tax world, I’m running marathons or working through Colorado’s 58 fourteeners. I’m on number 53, so if I miss your call, I’m probably above 14,000 feet with no cell service. I’ll call you back once I’m down.
Senior Tax Reviewer
Licensed CPA in Texas since 2016
I have been a licensed CPA in Texas since 2016. Before joining DC Business Services, I worked as a forensic accountant at Alvarez & Marsal, as a senior tax associate at CTM in Austin, and in a tax role at LegalZoom.
Forensic work taught me to follow the numbers until they make sense, and tax work taught me to explain them in plain terms. I bring both to every return and every question a client brings me.
Outside of work, I’m usually watching Arsenal, out on a run, or on a hiking trail.
Financial Planner
Certified Public Accountant · Certified Financial Planner · Chartered Financial Analyst · Certified Fraud Examiner
Robert Persichitte, CPA, CFP®, has guided business leaders and individuals with financial and investment decisions for over eight years. He is an accountant at heart and an award-winning analyst know for using data to make sound decisions. He is driven to improve the world and help clients avoid mistakes and scams.
Since 2017, he has been the director of the Volunteer Income Tax Assistance (VITA) Program at the Metropolitan State University of Denver. He served as an auditor for over ten years working in tax, fraud, and asset recovery.
Tax Resolution Specialist
IRS Enrolled Agent
I have filed over 1000 successful taxpayer cases before the IRS and States over my 30 year tax career.
My road map to an amicable resolution:
I am a Member of the American Society of Tax Problem Solvers (ASTPS) and National Association of Enrolled Agents and Registered with CA Franchise Tax Board and State of Oklahoma TaP.
In my spare time I’ve facilitated Daddy Boot Camps for expectant fathers in hospitals alongs Colorado’s Front Range since 2005. I’m a husband and father. My experience has taught me I never know everything, and anything is possible.
Nonprofit Advisor
Master of Public Health · Bachelor’s in Biology
I know nonprofits from every seat at the table. I founded and run my own nonprofit, I’ve served on the boards of many others, and I work as a research manager in a nonprofit hospital system. I hold a Master of Public Health and a bachelor’s degree in biology.
That means I understand what founders and boards are juggling: a mission to serve, a budget to stretch, and filings that can’t slip. I help organizations get set up correctly and stay in good standing so they can spend their energy on the work that matters.
Outside of work, I race Ironmans, run marathons, and have summited 40 of Colorado’s fourteeners. My hardest endurance event, though, is keeping up with my 2-year-old daughter.
Bookkeeper & Admin
I’m Stacy! I’ve spent the last three years working in bookkeeping, tax prep, babysitting, and customer service. Basically, keeping things organized is my superpower. When I’m not sorting through numbers, you can usually find me driving my manual car, hanging out with my cat and rabbit, or hiking and collecting flowers to add to my herbarium. I love mixing precision with creativity, whether it’s in a spreadsheet or on a trail.
Tax Accountant
Bachelor of Science in International Business and Management
I hold a Bachelor’s degree in International Business and Management and bring over a decade of experience in the insurance industry. With four years dedicated to taxes and bookkeeping, I have developed a strong passion for helping small business clients navigate their financials and achieve sustainable growth. I am committed to delivering personalized service that empowers businesses to thrive in today’s competitive market.
When I’m not working, I enjoy spending quality time with my two children, making the most of my free time with family.
Resources
Refund status, transcripts, filing deadlines, and sixty-six questions answered in plain language, including what the 2025 tax law changed for business owners.
Go to the tax FAQThe IRS issues more than 9 out of 10 refunds in less than 21 days, though some returns need extra review. The tool updates daily, so checking once a day is enough.
Check IRS refund statusCheck your Colorado refund through Revenue Online. No login required. You will need your SSN or ITIN and the refund amount from your return.
Check Colorado refundTo register you need your SSN, date of birth, filing status and mailing address from your latest return, email access, an account number from a credit card or loan, and a mobile phone in your name. All transcript types can be viewed, printed, or downloaded.
Get transcripts onlineGot a balance-due notice? Estimate IRS penalties and interest.
Key federal dates for the 2026 and 2027 filing seasons. A deadline landing on a weekend or federal holiday moves to the next business day.
Planning tools
Run your own numbers before we talk. Each one runs in your browser.
Frequently asked
Sixty-six questions we are actually asked, weighted toward business owners, ordered from the broad and common to the narrow and technical. Written for people who do not work in tax.
Last reviewed October 2026 · General information, not advice for your situation
The questions we hear most from new clients, whatever their situation.
If you have a business with more than a handful of transactions a month, you need both functions, though not always two people. Bookkeeping is the ongoing record of what happened. Tax preparation turns that record into a filed return. When the books are wrong, the return is wrong, and cleanup in March costs more than bookkeeping did all year. Many owners start by doing their own books in QuickBooks and having us prepare the return, then move bookkeeping to us once payroll or inventory makes it burdensome. If you are a solo consultant with one bank account and twenty deposits a year, a spreadsheet and a good preparer is often enough.
[Sec. 6001; Rev. Proc. 2000-22]
The honest answer is when the return stops being a data-entry exercise and starts requiring decisions. A W-2 and a standard deduction is data entry. The moment you add self-employment income, rental property, a K-1, equipment purchases, multiple states, or crypto activity, someone has to choose between defensible treatments, and software does not make that choice for you. The other trigger is time: if the return takes you a weekend and you still are not confident, the fee is usually less than the value of the weekend. Cost is worth comparing directly, since a self-prepared return is not free either.
[Circular 230 Sec. 10.22]
Last year’s return, photo identification, and the income documents for the year: W-2s, 1099s, K-1s, brokerage and crypto statements. If you own a business, add a profit and loss statement, a balance sheet if you have one, and a list of equipment you bought. If you own rental property, add closing statements and rent records. Our tax organizer walks through this and only asks the questions that apply to you, so a simple return stays short. Once you are onboarded, we send a checklist built around your specific situation and everything moves through the client portal rather than email.
[Form 1040 instructions]
Our published starting rates are on the pricing page: personal returns start at $350, corporate and partnership returns at $750, monthly accounting at $150. What moves a fee is the number of forms your situation requires, not the hours we feel like billing. Additional states, rental properties, K-1s, high-volume brokerage or crypto activity, bookkeeping cleanup, and prior-year filings each add work. We quote the number in writing before starting, so there is no surprise invoice. If your situation changes mid-engagement in a way that changes the fee, we tell you before doing the work.
[Circular 230 Sec. 10.27]
No. Most of our clients never do. Documents go through the encrypted client portal, we review the return with you by phone or video, and you sign the e-file authorization electronically. That is also how we serve clients outside Colorado. If you would rather sit across a table, appointments are available by request, and there are situations where an hour in person genuinely saves time, such as a first-year business with disorganized records or a resolution case with a stack of notices. Either way, please do not email Social Security numbers or bank details; the portal exists for exactly that.
[IRS Pub. 1345]
Yes. Enrolled agents are licensed federally by the Treasury Department, so representation and preparation are not limited by state lines. We prepare federal and multi-state returns for out-of-state business owners, military families, and clients living abroad. What does vary by state is the underlying tax law, filing requirement, and sometimes the credential a state recognizes for representation before its own agency. If your situation involves a state with unusual rules or an active state controversy, tell us early so we can confirm we are the right fit before you pay anything.
[Circular 230 Sec. 10.3(c)]
The reconciliation act signed July 4, 2025 (the One Big Beautiful Bill Act, Public Law 119-21). Effective dates vary provision by provision, so the year matters.
Four changes matter to most small business owners. The 20% qualified business income deduction, which was scheduled to expire after 2025, is now permanent. Full first-year expensing of equipment came back and is also permanent. The Section 179 expensing limit rose substantially. And domestic research costs can again be deducted in the year you incur them instead of spread over five years. Several individual provisions were added on top, including deductions for tips, overtime, and car loan interest, but those are temporary. The through-line is that the pass-through provisions owners had been planning around a sunset for are now stable, which changes multi-year planning more than it changes this year’s return.
[P.L. 119-21]
No. This is the change with the biggest planning consequence. The qualified business income deduction lets owners of sole proprietorships, partnerships, S corporations, and most LLCs deduct up to 20% of qualified business income, and it was set to expire after 2025. The 2025 law made it permanent at 20%. It also widened the range over which the deduction phases down for service businesses and businesses subject to the wage limit, and added a minimum deduction for taxpayers with a modest amount of business income. Whether you get the full 20% still depends on your taxable income, your type of business, and your W-2 wages, which is a conversation worth having with numbers in front of us.
[Sec. 199A]
Yes, and it is now permanent rather than phasing out. Full first-year bonus depreciation applies to qualified property acquired and placed in service after January 19, 2025. Under the prior schedule the deduction would have dropped to 40% for 2025 and 20% for 2026, so this reversal is significant if you were timing purchases around the phase-down. Separately, the Section 179 limit was raised to $2.5 million, with the phase-out beginning at $4 million of purchases, for property placed in service in 2025. Both figures are indexed, so for tax years beginning in 2026 the limit is $2,560,000 and the phase-out begins at $4,090,000. Most small businesses will not approach those limits, which is the point: expensing is rarely the binding constraint now.
[Sec. 168(k); Sec. 179]
Yes, and it may be worth revisiting prior years. From 2022 through 2024, businesses had to capitalize domestic research and experimental costs and deduct them over five years, which created tax on money already spent. The 2025 law restored immediate expensing of domestic research costs for tax years beginning after December 31, 2024, permanently. Foreign research is still amortized. Smaller businesses were given a window to apply the fix retroactively to 2022 through 2024 by amending returns, but that election window has closed. Remaining previously capitalized amounts are generally recovered starting with 2025. If you develop software, formulations, or engineered products, this is worth a specific look.
[Sec. 174A; Rev. Proc. 2025-28]
It can. The limit on deducting business interest is calculated against a measure of income, and the 2025 law restored the more generous version of that calculation, which adds back depreciation, amortization, and depletion. In plain terms, capital-intensive businesses with real debt get a larger allowable interest deduction than they did from 2022 through 2024. This applies for 2025 forward. Note that most genuinely small businesses are exempt from the interest limitation entirely based on average gross receipts, so this change matters most in the middle: businesses large enough to be subject to the limit and leveraged enough to bump against it.
[Sec. 163(j)]
There is a narrow but valuable provision. The 2025 law added full expensing for qualified production property, which is generally nonresidential real property used in manufacturing or production, where construction begins after January 19, 2025 and before 2029 and the property is placed in service after July 4, 2025 and before 2031. Real property is normally depreciated over decades, so immediate expensing of a production facility is a meaningful departure. The definitions matter a great deal here: which portions of a building qualify, what counts as a qualified production activity, and how the placed-in-service date is established. If you are building, buying, or substantially improving production space, bring the plans and the closing timeline into a planning conversation before the money is spent.
[Sec. 168(n)]
No, and that is a relief for many owners in states like Colorado. Many states let a partnership or S corporation elect to pay state income tax at the entity level, which converts a capped personal deduction into an uncapped business deduction. An earlier version of the 2025 bill would have limited this for service businesses; the final law dropped that limitation entirely. The election remains available, including for service businesses. Whether it helps you is a state-by-state calculation involving your credit at the personal level, the timing of the entity payment, and your other itemized deductions, so it is worth modeling rather than assuming.
[Notice 2020-75; C.R.S. 39-22-343]
Some provisions took effect with the 2025 return you filed this year. Others start with tax year 2026, and a few expire after 2028. This section keeps them straight.
Three practical differences for business owners. First, the information reporting threshold for contractor payments rises, so you will issue fewer 1099s for 2026 payments than you did for 2025. Second, two charitable changes begin: people who do not itemize can deduct a limited amount of cash giving, and people who do itemize face a new floor below which contributions are not deductible. Third, several 2025 provisions are simply in their second year rather than being new. The permanent items, including the pass-through deduction and full expensing, apply to both years, which is why planning conversations now look further ahead than they did.
[Sec. 6041; Sec. 170(p)]
The deductions for tip income, overtime premium pay, car loan interest, and the extra deduction for taxpayers 65 and older apply to tax years 2025 through 2028 and then expire unless Congress extends them. The higher cap on the state and local tax deduction runs through 2029 and reverts to $10,000 in 2030. By contrast, the pass-through deduction, full expensing of equipment, immediate expensing of domestic research, and the new charitable rules have no stated expiration. That split matters for planning: it is reasonable to build a multi-year strategy around the permanent items and unwise to build one around the temporary ones.
[P.L. 119-21, Title VII]
Usually not directly, but they may affect your employees and your payroll reporting. Both are deductions taken on the individual return for tax years 2025 through 2028, available whether or not the person itemizes. Qualified tips are deductible up to $25,000 a year, and the overtime premium up to $12,500 ($25,000 on a joint return). Both phase out above $150,000 of modified adjusted gross income ($300,000 joint). Owner distributions and guaranteed payments are not tips or overtime. Where this reaches your business is reporting: employers have new obligations to identify qualifying tip and overtime amounts so employees can claim the deduction, and payroll systems had to be updated for it. Note also that neither deduction reduces Social Security or Medicare tax, so your payroll tax cost does not change.
[Sec. 224; Sec. 225]
Two changes, pulling in opposite directions. Starting with tax year 2026, taxpayers who claim the standard deduction can deduct up to $1,000 of cash gifts to public charities, or $2,000 on a joint return, on top of the standard deduction. That is new; previously non-itemizers got nothing. At the same time, taxpayers who itemize face a floor: contributions up to one half of one percent of income are not deductible, so only giving above that level counts. For someone who itemizes and gives modestly, the floor can wipe out the deduction. For a large giver, timing gifts into a single year now matters more than it did.
[Sec. 170(p); Sec. 170(b)(1)(I)]
Whether to form an entity, which one, and what it actually saves.
Not for tax reasons, at least not initially. A single-member LLC is disregarded for federal income tax: the income lands on the same Schedule C it would have without the LLC, and you pay the same self-employment tax. An LLC is a liability and credibility decision, and sometimes a banking or contracting requirement. What does change your tax outcome is a tax election, most commonly S corporation treatment, which an LLC can make once the numbers justify it. The practical sequence for most people is to start reporting the income correctly, watch profit for a year, then form and elect when there is something to protect and enough profit to matter.
[Reg. 301.7701-3]
Self-employment tax is Social Security and Medicare on business profit. As an employee, you pay half and your employer pays half. Self-employed, you pay both halves, currently 15.3% on net earnings up to the Social Security wage base ($176,100 for 2025 and $184,500 for 2026) and 2.9% for Medicare above it, with an additional 0.9% Medicare tax on earnings above $200,000 ($250,000 joint). You do get a deduction for half of it, and it is calculated on net profit rather than gross revenue, so legitimate expenses reduce it. This is the tax that surprises people in their first self-employed year, because income tax withholding is not the only thing missing from a 1099 payment.
[Sec. 1401; Sec. 164(f)]
It depends on profit, and the answer is genuinely a calculation rather than a rule. An S corporation lets you split profit between wages, which carry payroll tax, and distributions, which do not. The savings come from the distribution portion. Against that, you take on payroll processing, a separate return, higher preparation fees, and the obligation to pay yourself defensible compensation. Practitioners often use rough profit thresholds as a screen, but the honest version is that we should run your numbers, including the effect on your pass-through deduction and retirement contributions, before you elect. Below a certain profit level, the administrative cost eats the savings.
[Sec. 1361; Rev. Rul. 74-44]
Rarely, for a small owner-operated business, but not never. A C corporation pays a flat 21% federal tax and then you pay tax again on dividends, which is the double taxation people warn about. It can make sense if you are retaining significant earnings in the business rather than distributing them, if you are raising outside capital, or if you are positioning stock for the small business stock exclusion on a future sale. Converting is easy to do and hard to undo, and converting back can trigger tax. This is a modeling conversation with a five-year horizon, not a decision to make from a blog post.
[Sec. 11; Sec. 1202]
Only if the facts support it, and there are real consequences either way. If your spouse genuinely works in the business, paying reasonable wages can create retirement plan capacity and support benefit deductions. If you jointly own an unincorporated business, you may be a partnership by default, which means a partnership return, unless you qualify to elect out as a qualified joint venture. If your spouse does not work in the business, putting them on it to move income around does not hold up. The right structure depends on who does what, which is why we ask.
[Sec. 761(f); Sec. 3121]
The most common source of trouble we see, and the most fixable.
There is no formula in the statute, which is exactly why this is hard. The standard is reasonable compensation for the services you actually perform, and the IRS and courts look at your duties, hours, experience, what the business would pay someone else to do your job, comparable wages in your industry and region, dividend history, and the company’s revenue and profit. Paying yourself nothing while taking large distributions is the pattern that draws attention and the one that has repeatedly lost in court. A defensible number is supported in writing before the year ends, not reverse-engineered in March. We build that support as part of the engagement.
[Rev. Rul. 74-44; Sec. 3121(d)]
If your compensation is unreasonably low, the IRS can recharacterize distributions as wages, which brings payroll tax plus penalties and interest, and it can reach back through open years. Beyond the assessment, unpaid payroll tax exposes responsible persons personally, and understated wages can shrink your qualified business income deduction and your retirement contribution capacity. There is also a cash trap: distributions in excess of your basis can be taxable. The fix is usually straightforward if caught during the year, through a corrective payroll run and adjusted quarterly filings. It is much more expensive after a notice arrives.
[Sec. 3121; Sec. 6672]
Several situations. If profit falls back to a level where payroll and compliance cost more than the payroll tax saved, the election is a net loss. If you want to bring in an investor who is not an eligible shareholder, or issue a second class of stock with different economics, the structure will not accommodate it. If you hold appreciating real estate inside the S corporation, distributing it later can be taxable in ways a partnership would not be. And if you plan to raise venture capital or pursue the small business stock exclusion, the entity type is wrong. Revoking has consequences and a five-year re-election bar, so plan it deliberately.
[Sec. 1362; Sec. 1361(b)]
Probably not. The election is normally due within two months and fifteen days of the beginning of the tax year it should take effect, but there is well-established relief for late elections where the business intended to be an S corporation, has been treating itself consistently with that intent, and has reasonable cause for the delay. Relief is requested with the election itself and usually resolves without a private letter ruling. What makes these fail is inconsistent treatment: no payroll, returns filed as a sole proprietorship, or shareholder distributions recorded haphazardly. Bring us the details and we will tell you honestly whether relief is realistic.
[Form 2553; Rev. Proc. 2013-30]
Formal payroll. Owner compensation in an S corporation is wages, which means withholding, deposits on the required schedule, quarterly employment tax returns, and a W-2 at year end. Writing yourself a check and calling it salary produces none of the filings and none of the credit toward Social Security, and late deposits carry penalties that escalate quickly. The practical solution is a payroll provider, or our monthly service, running even a single-employee payroll on a quarterly or monthly cadence. Owners who run payroll once in December to catch up usually create more problems than they solve.
[Form 941; Sec. 6656]
Yes, with an accountable plan, and this is one of the most commonly missed items. Employee business expenses are not deductible on the personal return, so an owner-employee who pays out of pocket and takes no action gets nothing. Under a written accountable plan, the corporation reimburses documented business expenses, deducts them, and the reimbursement is not taxable income to you. That covers home office, mileage, tools, and travel. Requirements are real: a business connection, substantiation with receipts and mileage logs, and return of any excess. We set the plan up once and it works every year after.
[Sec. 62(c); Reg. 1.62-2]
The judgment calls owners actually face, rather than a list of categories.
The standard is ordinary and necessary for your trade or business, which is broader than people expect and narrower than the internet suggests. Ordinary means common in your line of work; necessary means helpful and appropriate. That covers the obvious operating costs, and it also covers things owners often miss: business insurance, professional education, software, bank and processing fees, and the business portion of a home and vehicle. What it does not cover is personal spending routed through a business account, commuting, or entertainment. The recurring problem is not knowing the rules, it is substantiation: without records showing amount, date, place, and business purpose, a legitimate deduction becomes indefensible.
[Sec. 162; Sec. 274(d)]
Usually now, but not automatically. With full bonus depreciation and a high Section 179 limit, most small businesses can deduct the entire cost of equipment in the year it is placed in service. The case for spreading it out is that a deduction is worth more in a year when your income is higher or your marginal rate is higher, and a large write-off in a low-income year can be partly wasted. It can also affect your pass-through deduction, loss limitations, and how a lender reads your financials. If the purchase is large relative to your profit, model both before deciding.
[Sec. 168(k); Sec. 179]
Two methods, and the choice has lasting consequences. The standard mileage rate is simple, requires only a contemporaneous mileage log, and works well for higher-mileage, lower-cost vehicles. For 2026 the business rate is 72.5 cents per mile for miles driven January through June and 76 cents for miles driven from July 1, after a rare mid-year increase, so 2026 logs need dates. The actual expense method deducts the business percentage of real costs plus depreciation, and usually wins for expensive vehicles or heavy trucks. There are limits on depreciation for passenger automobiles, different treatment for vehicles above certain weight ratings, and rules that restrict switching methods after the first year. Whichever you choose, the mileage log is not optional; it is the first thing requested in an examination and the most common reason vehicle deductions fail.
[Sec. 274(d); Sec. 280F]
If you use a specific area of your home regularly and exclusively for business, and it is your principal place of business, yes. Exclusively is the word that trips people up: a desk in the corner of a bedroom used only for work qualifies, while the kitchen table does not. There are two computation methods, a simplified rate per square foot up to a cap and an actual expense allocation, and the better one depends on your housing costs. If you operate through an S corporation, take it as an accountable plan reimbursement rather than on your personal return. Home office deductions are legitimate and routine; sloppy ones are not.
[Sec. 280A(c); Rev. Proc. 2013-13]
Business meals are generally 50% deductible when there is a business purpose and you are not being lavish, and entertainment has not been deductible since 2018, so a client dinner is partly deductible while the game tickets are not. Travel is fully deductible when the trip is primarily for business, which turns on the number of days spent on business activity rather than intent. Mixed trips require allocation. The 2025 law adjusted the treatment of certain employer-provided meals, which matters mostly to employers with on-site dining. Keep the receipt, the names, and the purpose; the purpose is the part nobody writes down and the part that decides the deduction.
[Sec. 274(k); Sec. 274(n)]
For anyone whose income arrives without withholding.
Pay quarterly estimated tax, and set the money aside as it arrives rather than at the deadline. Estimates are due in April, June, September, and January for the prior year. The amount is based on your expected income tax plus self-employment tax, less any withholding from a job or a spouse’s job. There are safe harbors that protect you from penalties: generally paying 90% of the current year’s tax or 100% of last year’s, and 110% of last year’s if your prior-year income was above a threshold. The practical habit that works is a separate account and a fixed percentage of every deposit.
[Sec. 6654; Form 1040-ES]
A common working range for a self-employed person with moderate profit is a quarter to a third of net profit for federal and state combined, but the honest answer depends on your marginal rate, your state, your deductions, and whether a spouse has withholding that covers part of it. The better approach is a projection at mid-year once you have real numbers, then a fixed transfer percentage you can live with. Underpaying and catching up in April works arithmetically but ruins cash flow. Overpaying quarterly is an interest-free loan to the government. One conversation with your actual figures beats any rule of thumb.
[Sec. 6654]
You owe an addition to tax calculated like interest for the period the payment was late, not a flat penalty, and it is charged quarter by quarter. That means paying late is meaningfully better than not paying, and catching up mid-year limits the damage. There is no extension for estimates. If your income is uneven, as it is for most seasonal businesses, an annualized computation can reduce or eliminate the charge by matching payments to when income was actually earned, though it requires quarter-by-quarter records. If a payment is already missed, tell us before the next one so we can adjust rather than repeat it.
[Sec. 6654(d); Form 2210]
Say so before the deadline rather than not filing, because the failure-to-file consequence is much steeper than the failure-to-pay one. File on time, pay what you can, and then choose a path: a short-term payment window, an installment agreement over several years, or in genuine hardship cases an offer in compromise or currently-not-collectible status. Interest continues either way, and there are circumstances where penalty relief is available for a first incident or reasonable cause. Our resolution work is a separate engagement from preparation, and the earlier it starts the more options remain on the table.
[Sec. 6159; Sec. 7122]
The paperwork that creates problems only when it is missing.
Keep anything that supports a number on a return: bank and credit statements, invoices, receipts, mileage logs, payroll records, closing statements, and asset purchase records. The general audit window is three years from filing, but it stretches to six years if substantial income was omitted and does not close at all for an unfiled or fraudulent return. Practically, keep tax returns indefinitely, supporting records at least seven years, and records for property and equipment for as long as you own the asset plus several years after you dispose of it. Digital copies are acceptable if they are complete and legible. We retain our own copies of workpapers for three years.
[Sec. 6001; Sec. 6501]
If you pay an unincorporated service provider in the course of business above the reporting threshold, yes, and the threshold just changed. For payments made in 2025 and earlier, the threshold was $600. For payments made in 2026, it rises to $2,000, and it will be adjusted for inflation starting in 2027. The backup withholding threshold moved up to $2,000 along with it. Two things people get wrong: the threshold controls the form, not deductibility, so a $1,500 subcontractor payment is fully deductible whether or not a form is issued; and collecting a Form W-9 when you hire someone is far easier than chasing a tax ID in January.
[Sec. 6041; Sec. 6041A]
You owe tax on your profit, not on the gross amount reported, and the reporting threshold for these forms changed. Payment platforms are required to report when gross payments exceed $20,000 across more than 200 transactions, which restored the older rule and undid the phase-down to lower thresholds. Two caveats: platforms may issue forms voluntarily below that, and some states require reporting at lower amounts, so a form can still arrive. If the amount includes personal reimbursements or refunds, we reconcile it rather than reporting the gross figure. Keep the platform’s annual summary; it is the reconciliation document.
[Sec. 6050W]
No, and this is the single most costly misunderstanding we correct. Income is taxable when earned, regardless of whether anyone sends you a form. The higher 1099 thresholds mean fewer forms will arrive, not that small amounts became tax-free. If your net self-employment earnings reach $400 for the year, you have a filing obligation and owe self-employment tax even with no forms at all. The corollary is that your own records, not the forms in your mailbox, are the starting point for your return, which is why bookkeeping matters more as reporting thresholds rise.
[Sec. 61; Sec. 6017]
A short personal section, because most business owners have both.
If you itemize, more of your state income tax and property tax is deductible than under the old $10,000 cap. The cap was raised to $40,000 for 2025 and $40,400 for 2026, rising 1% a year through 2029 before reverting to $10,000 in 2030. It phases down for taxpayers with modified adjusted gross income above $500,000 for 2025 and $505,000 for 2026, but never below $10,000. Two practical consequences: some people who have taken the standard deduction for years should re-run the itemizing comparison, and the higher cap interacts with the pass-through entity tax election if you own a partnership or S corporation. Both are worth checking with real numbers rather than assuming last year’s answer still holds.
[Sec. 164(b)(6)]
Run both; there is no loyalty involved. Itemizing wins when your mortgage interest, state and local taxes up to the cap, charitable giving, and large out-of-pocket medical costs together exceed the standard deduction for your filing status. The higher state and local cap has moved this line for some homeowners in higher-tax states. Starting in 2026, a new floor applies to charitable contributions for itemizers, which lowers the value of modest giving, while non-itemizers gain a limited charitable deduction. Bunching two years of giving or medical procedures into one year is the usual lever when you are close to the line.
[Sec. 63; Sec. 170]
Possibly. For 2025 through 2028 there is a deduction of up to $10,000 a year of interest on a loan taken out after 2024 to buy a new personal-use vehicle whose final assembly was in the United States, available whether or not you itemize. It phases out starting at $100,000 of modified adjusted gross income ($200,000 joint). The qualification details are specific: the vehicle generally must be new, assembled in the United States, for personal use, and financed with a secured loan, and leases are treated differently. Business vehicle interest follows the ordinary business rules instead. Bring the purchase agreement and the loan documents and we can tell you quickly rather than guessing from the sticker.
[Sec. 163(h)(4)]
It depends entirely on volume and records. Every sale, exchange, or use of a digital asset to pay for something is a taxable disposition requiring cost basis and holding period, and swapping one coin for another counts. Staking, mining, and reward income is ordinary income when received, separate from later sales. Some exchanges provide usable year-end statements and some do not, and moving assets between wallets frequently breaks basis tracking. The tax question is answerable; the work is reconstruction. Export full transaction histories from every exchange and wallet before we start, and expect this to be the part of your return that takes the longest.
[Notice 2014-21; Rev. Rul. 2019-24]
Read it, note the deadline and the notice number in the corner, and send it to us through the portal before responding. Most notices are narrow: a math adjustment, an unreported form, a balance due, or a request for one document. Many are resolved with a single written reply and supporting records. What makes them worse is ignoring the response window, which converts a proposed adjustment into an assessment with fewer options, or calling and agreeing to something on the phone. Also know that the IRS does not initiate contact by email, text, or social media; if a message claims otherwise, call our office before acting on it.
[Sec. 6212; Sec. 6213]
For founders, board members, and treasurers of charities, ministries, and foundations, from forming the organization to keeping its exemption.
Most charities follow the same order. First, file nonprofit articles of incorporation with your Secretary of State, including the purpose and dissolution language the IRS looks for. Second, get an EIN, the organization’s federal tax ID. Third, adopt bylaws, elect a board, and hold an organizing meeting with written minutes. Fourth, apply for 501(c)(3) recognition on Form 1023 or the shorter Form 1023-EZ. After approval, register for state charitable solicitation and state tax exemptions where they apply. The order matters. Articles missing the required language are one of the most common reasons an application stalls, and fixing them means filing an amendment with the state first.
[Sec. 501(c)(3); Treas. Reg. 1.501(c)(3)-1(b); Form 1023 instructions]
No. Incorporating creates the organization under state law. Federal tax exemption is a separate status the IRS recognizes, usually after you file Form 1023 or 1023-EZ. State exemptions from income, sales, or property tax are separate again, and each has its own application. Many founders are surprised to learn their nonprofit is, for tax purposes, just a corporation until these are in place. The good news is timing: if you apply within 27 months of forming, an approval is generally retroactive to your formation date, so the gap between incorporating and approval is covered.
[Sec. 508(a); Treas. Reg. 1.508-1(a)(2)]
Form 1023-EZ is a short online application for small organizations. Form 1023 is the full application. To use the short form, you must project gross receipts of $50,000 or less in each of the next three years, have had $50,000 or less in each of the past three years, and hold total assets of $250,000 or less. Some types can never use it at any size, including churches, schools, hospitals, supporting organizations, and LLCs. The short form costs less to prepare and is usually decided faster. The full form documents your programs and budget in detail, which some grantmakers and a few states prefer. The questionnaire on our pricing page shows which one you likely qualify for.
[Form 1023-EZ instructions, eligibility worksheet]
It depends mostly on which form you file. Form 1023-EZ applications are often decided within a few weeks. Full Form 1023 applications commonly take several months, and longer if the IRS sends follow-up questions. The IRS posts current processing times on its website, and they shift through the year. A complete application with clear program descriptions and a realistic budget is the best way to avoid a round of questions. Because approval is generally retroactive to your formation date when you apply within 27 months, the wait rarely costs you the exemption itself, though some grantmakers will not fund you until the determination letter arrives.
[Sec. 508(a); IRS exempt organization processing times]
Yes, and many new charities do. If you apply within 27 months of forming and are approved, the exemption generally reaches back to your formation date, so donations received while the application is pending become deductible to donors. Tell donors plainly that your application is pending and that deductibility depends on approval. If the application is denied, those gifts are not deductible. Some founders use a fiscal sponsor, an existing 501(c)(3) that accepts gifts on the project’s behalf, to raise money before approval with less uncertainty for donors.
[Sec. 508(a); Sec. 170(c); IRS Pub. 557]
It depends on size. Organizations whose gross receipts are normally $50,000 or less can file the Form 990-N e-Postcard, a short online notice. Form 990-EZ is available when gross receipts are under $200,000 and total assets are under $500,000. Organizations above either level file the full Form 990. Private foundations file Form 990-PF regardless of size, and churches are generally not required to file. The return is due on the 15th day of the fifth month after your fiscal year ends, which is May 15 for a calendar-year organization. A six-month extension is available on Form 8868 for every version except the 990-N.
[Sec. 6033; Rev. Proc. 2011-15; Form 990 and 8868 instructions]
Missing one year can bring daily penalties on the full and EZ returns, but the larger risk is a pattern. An organization that fails to file for three consecutive years loses its tax-exempt status automatically, by law. Getting it back requires a new application and fee, and gifts received after revocation are not deductible until status is restored. The IRS publishes a list of revoked organizations that grantmakers check. If you have missed a year or two, file the late returns now. Reasonable-cause relief from penalties exists, and catching up before the third year protects the exemption.
[Sec. 6033(j); Sec. 6652(c); Rev. Proc. 2014-11]
Yes, for real work at a reasonable rate. A nonprofit can pay founders, officers, and staff salaries comparable to what similar organizations pay for similar duties. What it cannot do is let its earnings benefit insiders: no excessive pay, no below-market deals with board members, and no distributions of profit. Excess payments can trigger penalty taxes on the person who received them and, in some cases, on board members who approved them. The safest practice is for independent board members to approve pay using comparable data and record the decision in the minutes. Whether a particular salary is reasonable depends on the role and the organization, so it is worth a conversation before setting it.
[Sec. 501(c)(3); Sec. 4958; Treas. Reg. 53.4958-6]
A written acknowledgment for any single gift of $250 or more. Without it, the donor cannot deduct that gift. The letter should give the organization’s name, the amount of cash or a description of any property given (not its value), and whether the donor received anything in return, such as a dinner or event ticket, with a good-faith estimate of its value. If a donor pays more than $75 and receives something back, you must also disclose that only the amount above the value received is deductible. Many charities send every donor a year-end statement that meets these rules.
[Sec. 170(f)(8); Sec. 6115; IRS Pub. 1771]
Sometimes. Income from a regularly carried-on business unrelated to your mission is taxed as unrelated business income. Examples include a cafe open to the public or selling advertising in a newsletter. If gross unrelated business income is $1,000 or more in a year, the organization files Form 990-T and may owe tax. Nonprofits with employees withhold and pay payroll taxes like any employer, though 501(c)(3) organizations are exempt from federal unemployment tax. Sales tax treatment varies widely by state, and many states still require nonprofits to collect it on sales. Whether an activity is related to your mission depends on the facts and is worth reviewing before it grows.
[Secs. 511-513; Sec. 3306(c)(8); Form 990-T instructions]
A 501(c)(3) may never support or oppose a candidate for public office at any level, and its lobbying must stay limited. Endorsing a candidate or donating to a campaign can cost the organization its exemption. Nonpartisan voter education and registration are allowed when done even-handedly. Lobbying on legislation is permitted only as an insubstantial part of overall activities, a vague standard. Many charities instead make the 501(h) election on Form 5768, which replaces that standard with a spending limit tied to budget. If advocacy is central to your mission, a 501(c)(4) organization may fit better, though gifts to it are not tax-deductible.
[Sec. 501(c)(3); Sec. 501(h); Sec. 4911; Form 5768]
Often, yes. Most states require charities to register before asking their residents for donations, and many treat online and mail appeals as asking. Registration is usually with the attorney general or secretary of state, and most states require an annual renewal with financial information. Some exempt small organizations or religious groups. Separately, the state where you incorporated requires its own annual report to keep the corporation in good standing. Because the rules depend on where you operate and where your donors live, we map your obligations once your fundraising plans are clear.
[State charitable solicitation statutes; Form 990 Schedule G]
Most new charities are public charities, and that is usually the better status. A public charity draws broad support from the public, government, or other charities, or operates a specific kind of institution such as a school or hospital. A private foundation is typically funded by one family or company. Foundations face stricter rules: an excise tax on investment income, required annual distributions, limits on dealings with insiders, and lower deduction limits for donors. Your classification is set when the IRS approves your application. Public charities that qualify through their support must show on Schedule A of Form 990 that they keep meeting a public support test, generally one-third from public sources over five years.
[Sec. 509(a); Sec. 170(b)(1)(A)(vi); Secs. 4940-4945]
Yes, in a few important ways. Nonprofits track money by restriction: gifts a donor limited to a purpose or time period must be accounted for separately from unrestricted funds and reported that way. Financial statements use different names, a statement of financial position and a statement of activities in place of a balance sheet and income statement. Expenses are reported by function, as program, management, or fundraising, which Form 990 asks for and donors watch closely. Set up the chart of accounts this way from the start. Rebuilding a year of books into restricted and functional categories at filing time is slow and expensive.
[ASC 958; Form 990 Part IX]
How the engagement itself runs, from first contact to a filed return.
No. Most of our work runs through the secure client portal, so you can upload documents, review your return, and sign from anywhere. Appointments are available by request if you would rather talk it through in person.
Photo ID, last year’s return, all income forms (W-2, 1099, K-1, brokerage and crypto statements), mortgage and property tax statements, tuition and student loan interest forms, childcare and medical totals, and business income and expense records if you are self-employed. We send a checklist tailored to your situation once you are onboarded.
The IRS issues more than 9 out of 10 refunds in under 21 days after acceptance. Returns claiming certain credits, or those flagged for review, take longer. Use the refund tools at the top of this page to track yours.
Yes. Our resolution specialist is an enrolled agent and Certified Tax Resolution Specialist who has handled over 1,000 taxpayer cases before the IRS and states. Send us the notice and we will review the options, including payment plans and available relief programs.
Yes. Enrolled agents are federally licensed, so we prepare and represent clients in all fifty states. Our current clients include out-of-state business owners, military personnel, and expats.
Send the contact form with a short description of your situation. We reply with a scope and fee, then set up your portal account so you can upload documents securely.
These answers describe federal rules in general terms as of the date above and do not account for your facts, your state, or guidance issued after that date. Several provisions of the 2025 legislation are temporary or phase in over time, and some remain subject to further Treasury guidance. Nothing here creates a client relationship or substitutes for advice on your own situation. Bracketed references are to the Internal Revenue Code, Treasury regulations, IRS guidance, or forms, for reference only.
Client portal
Log in to access your previous tax returns, upload documents, pay invoices, and more.
Every return we have filed for you, stored as a PDF you can download whenever a lender or agency asks.
Drop in W-2s, 1099s, and statements through an encrypted connection instead of email attachments.
Review your return, sign the e-file authorization, and approve engagement letters electronically.
View balances and pay online. Monthly service clients can see their billing history in one place.
Ask questions in the same thread as your documents so nothing gets lost in an inbox.
An open request list shows exactly which documents are outstanding before we can file.
Your portal account is created by our office. Watch for the invitation email, then set your own password. If the invitation has expired, call (303) 596-6210 or email us and we will resend it.
Never send Social Security numbers or bank details by email or text. Use the portal for anything sensitive. Our staff will never ask for your portal password, and we will never request payment by gift card or wire on short notice.
Portal access comes with your engagement. Start with the contact form and we will scope the work, quote the fee, and set up your account.
Get started →Planning tools
Five planning tools for business owners and the self-employed. Everything runs in your browser, and nothing you enter is sent or saved.
See whether electing S-corp tax status would likely lower your total tax once the added cost of running an S corp is counted.
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Enter your profit and an owner salary to see the comparison.
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Based on these numbers, an S corp likely wouldn’t save you money yet.
This is an estimate for planning, not tax advice. Reasonable salary depends on your role, hours, and industry, and an S corp isn’t right for every business.
Request a consultationSee how much to pay each quarter, when it’s due, and how much of each payment you receive to set aside.
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Enter your expected income to see your payment schedule.
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This is an estimate for planning, not tax advice. If your income is uneven or you have investment income, your required payments may differ.
See whether you qualify for a home office deduction and compare the simplified and regular methods.
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This is an estimate for planning, not tax advice. Keep records of your expenses and photos or a floor plan of the space.
Compare the standard mileage rate with actual expenses for a business vehicle, for this year and over five years.
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Estimate what you owe the IRS in penalties and interest for tax years 2021 through 2025, as of any date you choose.
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Generally available if there were no penalties in the 3 prior years, all required returns are filed, and the balance is paid or on a payment plan. It applies to one year per return type, and doesn’t cover the estimated tax or accuracy-related penalties.
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This is an estimate. The amounts on your IRS notice or account transcript control. Paying now stops more interest and penalties from building up, and doesn’t prevent a later request to remove penalties.
See your exact balance in your IRS Online Account →State penalties and interest, including Colorado; fraud penalties; Form 1120 and corporate estimated tax; payroll and deposit penalties; information return and K-1 penalties; FBAR penalties; the annualized income method; and reasonable cause decisions. Reasonable cause can remove penalties when you can show you acted responsibly; it’s decided case by case, so it isn’t calculated here.
Contact
Tell us what you need. We reply with a scope, a fee, and the next step, usually within one business day.
We will reply within one business day. If it is urgent, call (303) 596-6210.
PO Box 19085
Denver, CO 80219
Appointments by request, virtual or in person.
send your office hours and we will list them here
Tax organizer
Answer the questions below, mostly by tapping. Sections open up only when they apply to you, so a simple return stays short. We will reach out within one week with any additional questions.
Thank you. We will review your answers and reach out within one week with any follow-up questions. Next step: upload your documents to the client portal, or wait for the portal invitation if you are new.
Legal
Last updated September 2026
These Terms of Use govern your access to and use of this website. They summarize and are consistent with the Firm’s Client Engagement Letter, its Internal Revenue Code § 7216 consent forms, and its Written Information Security Plan. For any engagement, the signed engagement letter and consents control.
This website is operated by Campos Tax & Accounting LLC, a Colorado limited liability company doing business as DC Business Services and as DC Taxes. Both trade names refer to the same legal entity, referred to here as “the Firm,” “we,” or “us.” Correspondence, invoices, software, and filings may display any of these names, and a tax return may show Campos Tax & Accounting LLC, DC Business Services, or DC Taxes as the preparer or sender to the taxing agencies. Each refers to the same entity. By accessing or using this site you agree to these Terms of Use. If you do not agree, please do not use the site.
The content on this site is general information about our services. It is not tax, accounting, legal, or investment advice, and it should not be relied on for any specific transaction or situation. Tax law changes, and the treatment of any item depends on facts we have not reviewed. Consult us or another qualified professional about your circumstances before acting.
Using this site, submitting the contact form, completing the tax organizer, or exchanging emails with us does not by itself create a client relationship. A professional engagement begins when you accept the Firm’s Client Engagement Letter, which identifies the services, the periods covered, and the fee. Under that letter, you accept its terms by signing it and/or by providing information to the Firm for the performance of Business Services. Fax and other electronic signatures are legally binding. Nothing on this site is an offer to perform services.
“Business Services” means any services provided by the Firm under either trade name. Examples include, but are not limited to, tax consulting, tax returns, sales tax assistance, accounting and bookkeeping, notary public services, payroll services, and other miscellaneous engagements. The terms below apply to all Business Services, not only to tax preparation.
Any prices shown on this site are starting points or estimates for common situations. Your fee depends on the forms, schedules, states, and time your engagement requires, and is confirmed in your engagement letter before work begins. Payment terms are set per engagement. The Firm may require an advance payment or deposit before beginning or continuing work, ranging from a portion of the estimated fee (for example, 50%) up to 100%, with any remaining balance due when the work is completed. We will not complete the filing of your tax returns, or provide you with a copy of your returns for you to file, until the amount invoiced has been paid in full, and we reserve the right to cancel the preparation process at any time. Terms and conditions, features, support, pricing, and service options are subject to change without notice. Comparison figures attributed to other providers are published or reported rates gathered for reference; we are not affiliated with, endorsed by, or sponsored by any company named on this site.
Our work relies on the records and representations you supply. We prepare returns using the information you provide, without verification, and our work does not include procedures designed to discover defalcations or other irregularities. By engaging the Firm you agree that:
Each filing season the Firm sets a deadline by which all tax documents and information must be received for us to complete returns by the original filing deadline. That deadline is set annually, is subject to change from year to year, and is communicated to clients before each season. If complete information arrives after the deadline, we cannot guarantee timely filing and the return may require an extension. If we have not received everything needed as the deadline approaches, or where we otherwise determine it is appropriate, we may submit an extension on your behalf unless you instruct us otherwise in writing. An extension extends only the time to file, not the time to pay; any tax due must be paid by the original deadline to avoid penalties and interest, and you remain responsible for required estimated tax and extension payments. If your return is filed late because of delays in providing required information, the Firm is not responsible for any fees or costs connected to the late filing.
Tax preparation fees do not include responding to correspondence, notices, letters, examinations, or audits from the IRS or any state or local taxing authority. If a return we prepared is selected for examination, we will not be representing you before the taxing authority under the preparation engagement; we will use reasonable efforts to help you obtain the documentation the authority requests. Assistance with notices, correspondence, examinations, audits, or tax resolution is a separate service, engaged in writing and billed in addition to preparation fees at our then-current rates. Representation before the IRS or a state agency is limited to the matters, tax years, and taxpayers named in a signed authorization such as Form 2848 or Form 8821. Our enrolled agents are licensed by the U.S. Department of the Treasury and are subject to Treasury Department Circular No. 230; other professionals working with the Firm are subject to the rules of their own credentialing bodies.
No assurance is provided on any accounting or bookkeeping services. We do not audit, review, or compile financial statements and we express no opinion on them. The Firm does not follow GAAP for these services; we follow IRS guidelines on the income-tax basis of accounting.
Where we provide payroll services, you remain solely responsible for the timely funding of all payroll tax deposits, withholdings, and related payments; for the accuracy and timely delivery of all employee data, hours, wages, and rates provided to us; and for all determinations regarding worker classification as employee or independent contractor. Federal law may impose personal liability on responsible persons who fail to collect or remit withheld payroll taxes under the Trust Fund Recovery Penalty, Internal Revenue Code § 6672. The Firm is not responsible for penalties, interest, or liabilities arising from insufficient or late funding, inaccurate or untimely information, or worker misclassification.
Where we provide sales tax services, you remain solely responsible for determining the jurisdictions in which you have sales tax nexus, the taxability of your products and services, and the completeness and accuracy of all sales data provided to us. We prepare filings from the information you provide and do not independently verify your nexus or taxability determinations. You are responsible for registering in, and timely remitting tax to, each applicable jurisdiction.
You agree to keep originals of all paperwork submitted to us, or copies for your own records; we do not require originals. Everything you submit is converted to electronic images. Original physical documents are returned to you when services are complete, and physical copies you do not wish returned are securely destroyed after imaging. The Firm retains electronic copies of client records and workpapers for three (3) years following the end of the calendar year in which the related services were completed, after which they may be securely destroyed without further notice. Our retained copies are maintained for our own purposes and are not a substitute for your records.
In performing Business Services we use secure third-party technology, which may include cloud-based tax preparation, accounting, payroll, and document-management software, as well as artificial intelligence (“AI”) tools. AI tools may be used in connection with the preparation of your tax returns, and in bookkeeping, payroll, research, document processing, and administrative functions. All AI-assisted work product is reviewed by Firm personnel before it is delivered or filed. Client information processed through these tools remains subject to the confidentiality protections of applicable law, including Internal Revenue Code § 7216, and any disclosure of tax return information to technology providers is made only as permitted by law or with your consent. By engaging the Firm, you acknowledge our use of these technologies.
Under Internal Revenue Code § 7216, we may not disclose or use your tax return information for purposes other than preparing and filing your return without your written consent. The Firm uses separate Consent to Disclosure of Tax Return Information and Consent to Use of Tax Return Information forms, which accompany the engagement letter. You are not required to sign either consent to engage our tax preparation services, and a consent obtained by conditioning our services on it is not valid. A consent is valid for the period you specify, or for one year from the date of signature if you do not specify. If you believe your tax return information has been disclosed or used improperly, you may contact the Treasury Inspector General for Tax Administration (TIGTA) at 1-800-366-4484 or complaints@tigta.treas.gov.
Information and documents you submit through the online tax organizer, including Social Security numbers, bank account details, and uploaded files, are transmitted over an encrypted connection to our website host and delivered to the Firm by email notification. Other documents containing personal information are exchanged through our secure client portal. You are responsible for keeping your credentials confidential and for all activity under your account, and multi-factor authentication is required or strongly recommended wherever the platform supports it. Notify us immediately if you suspect unauthorized access. Do not send Social Security numbers, bank account numbers, or images of identity documents to us by your own email or text message; use the tax organizer or the portal instead. We will never ask for your portal password, and we will never request payment by gift card or wire on short notice. Any request to change bank, direct deposit, or payment information will be verified with you by phone at a known number before we act on it.
The Firm maintains a Written Information Security Plan (WISP) prepared consistent with IRS Publication 5708, IRS Publication 4557, and the FTC Safeguards Rule (16 C.F.R. Part 314), under which tax and accounting professionals are treated as financial institutions regardless of size. The plan designates a Data Security Coordinator, restricts access to client information to those with a legitimate need, requires encryption on Firm devices and multi-factor authentication for systems holding client information, requires service providers to maintain comparable safeguards, and is reviewed at least annually. A copy of the WISP is available to clients on request with the consent of the Data Security Coordinator. In the event of a reportable security incident we follow our written breach procedures and applicable law, including the Colorado Security Breach Notification Act (C.R.S. § 6-1-716) and the Colorado provisions on security and disposal of personal identifying information (C.R.S. §§ 6-1-713, 6-1-713.5), and we notify the IRS Stakeholder Liaison, the Colorado Department of Revenue, and law enforcement as appropriate.
You agree not to use this site to transmit unlawful, harassing, or infringing material; to attempt to gain unauthorized access to any system or account; to introduce malicious code; to scrape or harvest content or contact information; or to interfere with the operation of the site or the portal.
We link to government resources such as IRS and Colorado Department of Revenue tools, and to our portal provider, as a convenience. We do not control those sites and are not responsible for their content, availability, or privacy practices.
The names Campos Tax & Accounting LLC, DC Business Services, and DC Taxes, our logo, and the text, layout, and graphics on this site are our property or are used with permission. You may view and print pages for your own reference. You may not copy, republish, or use them commercially without our written consent.
This site is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, error free, or free of harmful components, or that the information on it is current or complete.
To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits or lost data, arising out of your use of this site. For Business Services, the Firm’s engagement letter provides that in no event shall the liability of Campos Tax & Accounting LLC, d/b/a DC Business Services and d/b/a DC Taxes, to a client for damages, regardless of the form of action or nature thereof, exceed the total of all amounts paid by that client to the Firm for the Business Services at issue, and that recovery of such amounts is the client’s sole and exclusive remedy.
You agree to indemnify and hold the Firm and its personnel harmless from claims, losses, and expenses arising from your misuse of this site or your violation of these terms.
These terms, and any engagement with the Firm, are governed and interpreted in accordance with the laws of the State of Colorado, without regard to conflict-of-law rules. Any dispute relating to this site will be brought in the state or federal courts located in Denver, Colorado, and you consent to their jurisdiction. An engagement letter represents the parties’ exclusive agreement on its subject matter and supersedes previous written or oral agreements; no amendment takes effect unless the Firm signs it in writing. If any provision is prohibited or held void in a jurisdiction where it must be implemented, that provision is deemed unenforceable and excluded without negating the remaining provisions. Where these Terms of Use and a signed engagement letter address the same subject, the engagement letter controls for that engagement.
We may update these terms at any time. The revised version takes effect when posted, and the date above will change. Continued use of the site after an update means you accept the revised terms.
Questions about these terms: Campos Tax & Accounting LLC d/b/a DC Business Services, PO Box 19085, Denver, CO 80219 · (303) 596-6210 · David@DCBusinessServices.com
See also our Privacy Policy.
Legal
Last updated September 2026
Campos Tax & Accounting LLC, doing business as DC Business Services and as DC Taxes, collects personal and financial information in order to prepare returns, keep books, and represent clients. This policy explains what we collect, how we use it, and the choices you have. Tax return information receives additional protection under federal law.
From website visitors: the name, email, phone number, and description you enter in the contact form or tax organizer, plus standard server and analytics data such as IP address, browser type, and pages viewed. From clients: identifying information for you and your dependents, income and deduction documents, bank details used for refunds or payments, entity and payroll records, and correspondence with tax authorities.
To respond to inquiries, prepare and file returns, perform accounting and payroll services, represent you before tax authorities, bill for services, meet our own legal and professional obligations, and communicate about your engagement. We do not sell personal information, and we do not use client tax data for advertising.
Under Internal Revenue Code § 7216, a tax return preparer may not disclose or use your tax return information for purposes other than preparing your return without your written consent. If a situation ever calls for disclosure beyond that, for example providing a copy to your lender or financial advisor, we will ask you to sign a specific consent first. You are never required to sign a § 7216 consent to engage our tax preparation services, and a consent is valid for the period you specify or one year from signature if you do not specify. If you believe your tax return information has been disclosed or used improperly, you may contact the Treasury Inspector General for Tax Administration (TIGTA) at 1-800-366-4484 or complaints@tigta.treas.gov.
We share information only as needed: with tax authorities when filing on your behalf; with the software, hosting, and AI providers that run our tax preparation, portal, accounting, payroll, and payment systems, and with subcontractors described in our § 7216 consents, under contracts that limit their use of the data and require safeguards comparable to our own; with a professional you direct us to work with, after you consent; and where required by law, subpoena, or professional standards.
We maintain a Written Information Security Plan (WISP) prepared consistent with IRS Publication 5708, IRS Publication 4557, and the FTC Safeguards Rule (16 C.F.R. Part 314), and available to clients on request with the consent of our Data Security Coordinator. Client documents are exchanged through the encrypted client portal rather than email, access is limited to personnel who need it, Firm devices are encrypted, and accounts are protected by individual credentials and multi-factor authentication. No system is perfectly secure, so please use the portal for anything sensitive.
We retain electronic copies of client records and workpapers for three (3) years following the end of the calendar year in which the related services were completed, consistent with the Firm’s engagement letter, after which they may be securely destroyed without further notice. Original physical documents are returned to you when services are complete, and physical copies you do not wish returned are securely destroyed after imaging. Contact form and organizer submissions that do not become engagements are kept only as long as needed to respond.
This site may use cookies and basic analytics to understand traffic and improve the pages. You can block or delete cookies in your browser settings; core pages will still work. We do not use tracking to build advertising profiles of visitors.
You may request a copy of the returns and documents we hold for you, ask us to correct inaccurate information, and opt out of non-essential email. Colorado residents have additional rights under the Colorado Privacy Act, including the right to access, correct, and delete certain personal data and to appeal a denial of a request. Records we must retain under tax law cannot be deleted on request.
If a reportable security incident occurs we follow our written breach procedures and applicable law, including the Colorado Security Breach Notification Act (C.R.S. § 6-1-716) and the Colorado provisions on security and disposal of personal identifying information (C.R.S. §§ 6-1-713, 6-1-713.5), and we notify the IRS Stakeholder Liaison, the Colorado Department of Revenue, and law enforcement as appropriate.
This site is not directed to children. We collect information about dependents only from the parent or guardian engaging us to prepare a return.
The IRS does not initiate contact by email, text, or social media to request personal or financial information. If you receive a message claiming to be from our office and something looks wrong, call us at (303) 596-6210 before responding. Any request to change bank or direct deposit information will be verified with you by phone at a known number.
We may update this policy; the date above shows the current version. To ask a question or exercise a right described here, write to Campos Tax & Accounting LLC d/b/a DC Business Services, PO Box 19085, Denver, CO 80219, call (303) 596-6210, or email David@DCBusinessServices.com.
See also our Terms of Use.